Now a days people easily get credit card and it has lots of advantage.I think most of the advantage think is user get debt with credit card and bank has given some days to loan back.On the other hand many people use for shopping and another advantage is user easily buy a lot of thing in online.Time spending is major problem and they can safe their time very normally.
Its true that everything has some negative site.User can debt easily but if timely they can not their debt,they lost their many thing,such as home,car,asset and so on.
Finally i want to say everybody should use credit card limitationally and should not take any kind of debt.