(a) Combine or consolidate all or any of the Customer’s Account in any currency (of whatever nature, wheresoever’s located, whether in the Customer’s sole name or jointly with others, whether subject to notice or not and whether or not any sum in any such Account is then due and payable) with any of the customer’s liability to the Bank (including circumstance where there is a default in payment of any sum owing by the Customer to the Bank, a winding up, bankruptcy or similar petition or order is presented, Filed or made giant the overall or any substantial part of Customer’s assets or the Bank ,in its sole opinion, otherwise has reason to believe that customer is or about to become unable to pay its debts when due);and