Regarding the increasing trend of rejected reason for a Krungsriayudhya Card Co., Ltd. (KCC) cardholder to have over exposure of credit limit when applying for a new card, Credit line sharing has been identified to help solving the problem as well as to stimulate higher spending volume. Credit line sharing is the total credit limit of all of a multiple cardholder. It is the maximum amount that a cardholder can spend on any of the cards, provided that the sum of the outstanding balances on all of the cards does not exceed the combined credit limit within its entity. Therefore, when customers applying for a new card under KCC, GCS, TCS or KFC entity, chances for them to be rejected from over entity exposure is at minimal.