Pool of data and information contained in credit
registry can be a good input in providing signals for
monetary and fiscal policy creators in area of credit risk
analysis. In controlling the credit risk exposure, early
warning identification is important in order to take
adequate measures to prevent adverse situations and react
already in prevention phase. In this way, in addition to
systemic stability at the aggregate level (macro
contribution to the economic system’s financial stability),
there is micro contribution to individual institution’s
stability through the improvement of business
performances of commercial banks.