1. Get closer to God: study the bible, go to morning Mass often and pray more. 2. Develop myself more: start my Masters (MBA/Msc) program, read one good book per month, learn to play either a keyboard or a guitar, learn to drive. 3. Keep fit: do a little excercise more often, take morning walks on weekends, play more. 4. Spend wislely all by the grace of God. 5. Carry out my job responsibilities more diligently and be more innovative and creative.