Sum insured is further distributed
under key weather parameters used in the insurance in proportion to the relative importance
of the weather parameters. For a loanee the sum insured per crop is calculated by multiplying
per unit area value of inputs with crop specific acreage declared in the loan application form
by the loanee cultivator for the purpose of maximum borrowing limit fixed for him by the
lending bank. For the non-loanee the acreage figure is the expected area sown / planted under
the particular crop as declared in the insurance proposal form.