Nicolas 20 years Insurance experience, 12 years in Asia. Trained Actuary. Has worked for AXA In Singapore as Chief Actuary and Head of Motor and Health Insurance, AIG in Europe as Head of Commercial motor for Continental Europe, CEO of Axeria Iard in France, the non-life insurance company of the April group. Founding member of DirectAsia.com where he was Group CUO and COO in charge of Product, Pricing, Underwriting, Reinsurance, Claims and Call Centers. He was also successively CEO of DirectAsia Singapore from prelaunch to 18 months after launch and then CEO of DirectAsia Hong Kong from project to 3 years after launch. He was in charge of building product, pricing and claim implementation for DirectAsia.co.th prior to the launch in Sept 2013.