You are NOT being refused by paypal. Paypal is telling you that your BANK has refused that card for payment!
You need to slow down and really read the words on any documents being sent to you.
I believe the poster above me to be correct. Have you activated your card? They usually come with a sticker across the front with a PH# to call.
If you removed the sticker & lost it...call your bank or just google "Chase debit activation phone #" (Chase is an example...put your bank card name there)
Source(s):
Me...and every card I have ever activated.