Kal Milley, a simon Fraser BBA gradute, set himself up in the bagel business literally without a penny in capital. After evaluating the market opportunity in Kamloops, BC, he approached the Benny’ s Bagels franchisor and arranged, subject to financing, the rights to open up a new store in the city. Not only was he able to negotiate the franchise for the local market, but also in four other markets as well