The first question that any reputable program will ask is..Why does he need a master's degree at this time without gaining some work experience. Have you completed an internship? Do you have any work experience? If not, you need to fully explain why they should provide you with further education in business. Talk about the differences between the two programs in terms of approach (other than ethics), opportunities and resources. As you may be well aware of, top banks are hesitant to hire a student that has no work or internship experience. If you goal is truly to go work for a multinational bank, please make sure you get this experience ASAP. - Admissions Advice Online