• Physical damage to a bus in an accident (can be handled by a commercial auto policy, by retention of part or all of the loss exposure, and by loss control activities to reduce the possibility of an accident)
การชำรุดเสียหายจากการที่รถประสบอุบัติเหตุ สามารถควบคุมโดย
•Suits arising out of injuries to children in a bus accident (can be handled by a commercial liability insurance policy, by loss control such as a defensive driving course, and by avoiding hiring drivers with poor driving records)
•Suits arising out of bodily injury or property damage to other motorists or pedestrians (can be handled by a commercial liability insurance policy, by loss control such as a defensive driving course, and by avoiding hiring drivers with poor driving records)
•Physical damage losses to the three garages from natural disasters or other perils (can be handled by a commercial property insurance policy and by retention of part of the exposure by a sizable deductible)
•Loss of business income if the firm is unable to operate (can be handled by business income insurance that covers the loss of business income and extra expenses that continue during the shutdown period and by loss control activities to reduce the possibility of a loss)
•Workers compensation claims if a bus driver or other employees are injured in a work-related accident (can be handled by workers compensation insurance and by self-insurance)
•Death or disability of a key executive (can be handled by life insurance, loss control, such as an annual physical exam, and by having other employees trained to take over the duties of the key executive
accurate insurance