The first company I chose for loans is the ANZ bank. You can ask for any loan starting from 3.000$ if you are over 18 years old and a permanent New Zealand resident.
For long term loans with more than 10.000$ they have interest rates of 17.95% p.a. and loan approval fee goes from $250 for new applications to 150$ for Top-up fee, additional lending on existing ANZ Personal Loans.
ANZ has flexible term from 6 months to 7 years and the repayment options can be weekly, fortnightly or monthly depending on how you set up your loan, including your loan term and payment frequency. That sounds good for Kiwi Grow if they want to acquire the new vineyard with a loan. Is also available an optional insurance covering minimum repayments for redundancy, bankruptcy, disability or death.
The loan is easy to manage because with ANZ goMoney you are able to view balances, transactions, interest and payments. I think ANZ is a better option for long term loans because of their credibility, professionality and the fixed rate.