10.5 sails. masts, spars or standing and running rigging while the Vessel is racing, unless the loss or damage is caused by
the Vessel being stranded. Sunk. burnt. on fife or in collision or contact with any external substance (ice included) other
than water
10.6 personal effects
10.7 consumable stores, fishing gear or moorings
10.8 sheathing. or repairs thereto. unless the loss or damage has been caused by the Vessel being stranded, sunk, burnt. fire or in collision or contact with any external substance (ice included) other than ·water
10.9 loss or expenditure incurred in remedying a fault in design· or construction or any cost or expense. Incurred by reason of betterment or alteration in design of construction
10.10 motor and connections (bu1 not strut shaft or propeller) electrical equipment and batteries and connections, where
the loss or damage has been caused by heavy weather, unless the loss or damage bas been caused by the Vessel being
immersed, but this clause 10. 10 shall not exclude loss or damage caused by the Vessel being stranded or in collision or
contact with another vessel. pier or jetty.