Financial Wellness is the balance between having a healthy state of well being today while preparing financially for tomorrow.
It is not necessarily about being wealthy, but it is a state of psychological well being in which one feels they have control over their current finances and financial future.
What is your current income? Your income is amount of money you actually receive after taxes and other items such as health insurance or retirement plan are taken out.
Do you maintain a budget? Budgeting allows you to direct your money towards the things in life that are important to you, and helps you spend less than your income.