Payor Organization - (cont’d) likelihood of accessing acute care service if their medical condition is not carefully managed. Government sponsored payors such as Medicare, Medicaid and the Department of Veteran’s Affairs all have limited scale telemonitoring programs in place. Blue Cross/Blue Shield plans, Health Maintenance Organizations (HMO), employer sponsored health plans and union benefit trust funds have also offered coverage for the technology in certain markets. It is expected that coverage will grow exponentially over the next several years as a result of greater acceptance.