People in the visa office this morning. They say to me to do better like this..With this invitation letter from me and your bank guarantee its possible to get visa.If we know each other in real all will be much easier.If we meet up in real all will be easier for future.If we love each other we should marry soon ;-)))).To escape from visa problems.I writeAs already told you yestetday I sent a personal invitation to you including guarantee the cost for Germany. Because you say to me you have enough money on bank credit card.Then you don't need verpflichtungserklaerung.Embassy tells me in Munich.It's only if you have no money to proof.You can finance Germany by yourself.But I sent to you personal invitation letter where I write despite you have enough money I will invite you and pay all costs incl flight.And I sent copy of my passport incl signature.Verpflichtungserklaerung is important for Thai people without. money, not secure work, no family.....they told me here. down I guarantee to pay everything incl flights.And also I write you have own financial power you show them.In any case I pay you all for visa application you needed incl flight ext. If you got it or not