The most important advantage of using a credit card is that people do not need to carry cash with them when they go shopping. What is more, these cards are really useful and easy to use. Last but not least, using credit cards is not so unsafe as carrying tickets because nobody knows how much money the card has. On the other hand, Credit Cards have some disadvantages. The main drawback is that people can lose the card and replacing it is not easy. In addition, there are many markets which do not accept paying with credit cards. Furthermore, people have a tendency to spend much more money when they buy things with a credit card than doing it in cash.