Thank you for taking the time to contact me today. Once an account has been inactive for 122 consecutive days, it will be converted to a Check-for-Less account.
After 92 days of inactivity on the account, a notification will be mailed to the statement address on file. This notification will indicate that the account type will convert to a Check-for-Less account. If there is no activity in the account within 30 days of the notification being sent, the conversion is completed. (Bank fees or charges would not affect this.)
Information regarding this conversion is notated within the Regions Pricing Schedule, which is provided at the time of account opening. The Check-for-Less account is a non-interest bearing checking account and has a $10.00 monthly service fee; this fee cannot be waived. I apologize for any inconvenience this may cause you.
I hope this information was helpful. Please let us now if we can help you with anything else.