3. When less than 20 percent of revenue savings habit now. For beginners savings increase to 30 percent of their income to the investment has increased to 50 percent next step is more difficult than last, because requires patience and determination huge but it wont create millionaires truly
4. allocate savings to the various targets to fit their lives. This may be done by a separate savings account set life goals and how many savings accounts, which are difficult to withdraw
5. Start saving as soon as possible to make huge savings. They started quickly with savings over the slow start. The example below,
note income. Write to view all items that each day or each month, how much they earn. And not pay anything to clear the record. It allows us to see that their true financial position. What should not be paid to cut off. Will have the money to increase savings
6. Control the use of credit to finance self-discipline. Or to manage their money more effectively in the future. Do not spend the money through. Credit cards because if we do not spend the money to pay off credit card debt. We also owe a credit card with an interest payment of not less than 18 percent per year
7. documenting the financial system for the purpose of monitoring costs have been paid. Or to confirm that the debt was paid fatigue. Or as evidence tax deductible. Etc.
8.pay out the old and new debt settlement. If the debt is not new, and it should begin to pay off existing debt management plan to put an end very soon. The key to not raise the debt
9.principle of sufficiency. Money management is standing on the fit just is not excessive. By creating balance in life, it makes us happy. Modern life is to practice the principles of sufficiency of His Majesty King BhumibolAdulyadej and is limiting the Lange. And have a good immune system.