ARTICLE 18 In the case of loss or damage to the “Client”, ARTICLE 15 states that the "Client" must provide the "Contractor" a reasonable amount of time to restore lost items. within 45 days of such an item's loss If it's due, the property was not returned. ARTICLE 18 compels the "Contractor" to refund the property's worth, but this does not exclude the "Client" from initiating a claim to protect the Client's legal rights and interests.