Money and friendship are those two words that do not belong in the same sentence. If you're strapped for cash and thinking about asking a friend for money, decide what is needed more, money or friendship. For example, when I was in university, my friend asked me to pay his tuition fee. I paid that, and when I asked him to return it back, it wreaks havoc on our relation. In fact my intention was to help him when he need, but when time came to return that back, he took it to his self esteem. So, might be your way of perceiving relation is different from others.