A summary of the growth accounts is provided in table 10. In the years prior to the financial crisis, the services sector experienced strong growth in labor productivity (4.5 percent annually for services less housing) and decent gains in TFP (1.2 percent annually). The growth in labor productivity were large in transportation, trade and finance: but significant gains in TFP were limited to transportation and finance: the rate of increase in TFP for the banking, insurance, and real estate industry averaged a spectacular 6.8 percent over the 1980-96 period. Except for public administration, all of the industries show large contributions from capital.