The young Wong dropped his surname Wong upon arriving in Singapore, and changed his middle name to 陸(Lù) and adopted it as his surname as he thought the new name sounded more auspicious. His relatives recommended him for his first job at Kwong Man General Store, a provision shop in Market Street and earned $20 a month. The young Loke scrimped and managed to save $99 after 4 years of hard work. With the money, he started his own provision store called Tong Hing Loong. His business gradually grew and Loke left his staff in charge of the store while he travelled to northern Malaya, particularly Perak to explore the tin mining business.[2]