To quantify the exact contribution of Moody’s to the crisis is an undertaking well outside the realm of this case study, yet the conduct of Moody’s as well as the other credit ratings agencies was undeniably symptomatic of a fatally defective paradigm in regards to the structured finance market. The credit ratings agencies, despite the contention that they are not financial advisers, are remiss to believe that institutional investors do not look to their determinations as trusted and valued resources. While they may legally be capable of denying their culpability within the crisis, the agencies ultimately failed in their responsibility to provide their customers with accurate information and committed a true injustice by continuing to provide such information despite internal misgivings.