The lack of coordination between the two units started to compromise the bank’s efficiency. An External Deposits staff member commented, “It might take me seven hours to do something that I could have taken to Retail and gotten done much more quickly. But they are very guarded,” she added. “They don’t believe that I really want their help.”
Wilkins wondered whether some sort of cross-over career track or other means of cross- fertilization between the two groups could gradually achieve functional integration. When he broached the subject with McMillen, she described the two units as essentially “two different banks,”