Only 3 ATM's
There is only 3 ATM on Koh Lipe and they are located on the walking street. There are some places that will let you get cash by using your credit card, but they will charge you a fee between 5-7% to do so (The Reef does not offer this service). This is why we highly recommend that you bring extra cash with you to last your entire stay on Koh Lipe. Please note that we only take cash at The Reef!.