You see, it's a complicated story, the problem start before I meet Jum. I have 2 sisters, 1 of them was my neighbour, she buy a house here too. Her 1st marriage break up & she was single mother, with 1 daughter. Myself & my brother buy this house, as investment, we live in the house & share the house, but will sell & share the profit. My mam, pitied my sister & asked my Dad to help buy a house too. She buy near us. My brother Dave, wanted to sell the house & move to Australia. I think about buy the house from him, but decide to sell also, get the profit. My mam complains that my sister will be alone & isolated, because the location is far outside the city. My brother was engaged, but I was single. So my mam ask me for a favour, stay in the house & get new mortgage, to give Dave the profit. I complain, but I'm loyal, so I agree, but I'm upset. I do this favour for her.