In the case of the credit card deduction scheme, the requirement that salary workers
eligible for income deduction should use at least 10% of their total salary in credit cards,
which will reflect the situation of their current usage, may discourage buyer
participation in the scheme. In addition, even though a person is eligible for such
deduction, that person would be entitled to income deduction at a maximum of 10% of
additional portion of usage, not exceeding 3 million won. This may reduce the incentive
effect of the scheme. The credit card slip lottery program was introduced as a strategy
for inducing low-functioning group of buyers to use credit cards