Reinsurance program and agreements

Reinsurance program and agreements are not approved by an appropriate and authorised person.
The approved reinsurance program is not communicated to all underwriters and intermediaries with binding authority. การตั้งReserve
Guidelines for obtaining reinsurance, or selecting reinsurers or intermediaries are not adequately established or followed.
The insurance company does not comply with the terms of reinsurance contracts.
The calculation of reinsurance transactions and balances, including period-end calculations, are not corrected and reviewed by appropriated person.