Thank you for your infomation ka. And sorry for lately reply.
For expand coverage benefit to employee's family, it can expand but it need to know about more information such as;
1. Who will pay premium for employee's family (Company or Employee) ?
- If Company pay for them, it can apply ASAP
- If Employee pay by themselves, need to employee more than 75% to join this.
2. Scope cover to Spouse / Child or need to Parent also
- Standard policy can covered for Spouse and Child
- For parent, need to negotiate with insurer
However, we will share this to you in meeting on tomorrow ka.